Many people can report having stubborn fat, somewhere on their body. This type of fat refers to subcutaneous fat that lies just beneath the skin and is difficult to get rid of, despite healthy eating and taking regular exercise.

This type of fat usually accumulates in localised areas of the face and body, such as: under the chin, around the stomach, hips, thighs, upper arms and back. These extra pockets are pinchable by 1 – 2 inches and do not represent a significant amount.

The reasons that stubborn fat exists can vary from person to person, with genetics, gender and hormone levels each making their contribution. Women are generally affected by areas of excess fat more than men, as they naturally have a higher percentage of body fat that distributes itself differently.

Hormones, especially the stress hormone – cortisol, can cause the body to cling on to fat. In cases of excess fat when a healthy and active lifestyle is maintained, it is likely that hormones are the cause.