We are very excited to now offer patient finance with our partner, Payl8r! With Payl8r, you are able to finance treatments with a minimum spend of £500 (credit is subject to creditworthiness andaffordability assessments).
How it works:
What is Payl8r?
Payl8r lets you buy the treatments you want today without worrying about the cost.
With their flexible repayment plans, you decide when and how to pay back.
How is my affordability assessed?
If you fail a traditional credit check, rather than rejecting your application Payl8r may give you the option to submit your affordability instead. Payl8r use OpenBanking which enables you to submit a 90 day bank statement to support your application.
What’s the cost of Payl8r?
Interest rates range from 1% – 6% per month. Application fees will apply.
*Interest rates will vary subject to credit
What are some examples I can take advantage of?
How can I qualify for Payl8r?
You must:
*Representative Example:
If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92.
Important things to note:
VIVA Skin Clinics is a trading name of VIVA Aesthetics Ltd and is an introducer appointed representative of Social Money Ltdt/a Payl8r.
Credit is subject to credit worthiness and affordability assessments.
The interest rate the patient pays is subject to credit however, to apply it DOES NOT affect your credit rating*
*Credit file disclaimer is as follows: Any missed payments may have an impact on your credit file, and this may make it more difficult for you to obtain credit in the future.
Paypal installments allows you pay for your treatment in 3 simple installments using your Paypal account- sign up can be found on the Paypal website or Paypal app. Credit and fees are subject to availability and can be found on the Paypal pay in 3 website. All applications are managed with and thru Paypal.
Clearpay is a 0% finance option to spread the cost of your treatment into four intallments. The payments will be split into four payments with the first inital payment due at purchase. For more information on lending and Clearpay please visit their website. We also offer Clearpay as a payment option in clinic on our contactless card readers.
*Terms and conditions apply, not valid for cash or redeemable as cash value. Must be booked in same session as full priced injectable service such as dermal fillers or anti-wrinkle injections.
10% Off Dermal Fillers for new clients, not redeemable againist lip filler or anti-wrinkle treatments* Not redeemable with other discounts or promotional offers.
