Payl8er at VIVA

We are very excited to now offer patient finance with our partner, Payl8er! With Payl8r, you are able to finance treatments with a minimum spend of £500.

How it works:

  1. Simply book a consultation with us first and come in and see us.
  2. When your treatment plan is finalised in consultation, you will get an estimate from your injector.
  3. If you decide to go ahead with the treatment, speak to reception to organise a payment plan with Payl8r.
  4. You will then be emailed an application to form out to apply for your finance – this will take around 60 seconds and can be done in the clinic or at home.
  5. If you application is successful you can then book in for your treatment with us.

Get to know Payl8r

What is Payl8r?

Payl8r lets you buy the treatments you want today without worrying about the cost.

With their flexible repayment plans, you decide when and how to pay back.

How is my affordability assessed?

If you fail a traditional credit check, rather than rejecting your application Payl8r may give you the option to submit your affordability instead. Payl8r use OpenBanking which enables you to submit a 90 day bank statement to support your application.

What’s the cost of Payl8r?

Interest rates range from 1% – 6% per month. Application fees will apply.

*Interest rates will vary subject to credit

How can I qualify for Payl8r?

You must:

-Be a UK resident
-Have online banking
-Have a regular source of income

What are some examples I can take advantage of?

•1 year of Anti-Wrinkle with VIVA Associate: 79.45 per month for 12 months*
•1 year of maintenance dermal filler (6 mls) with Dr. Rupert: £221.25 per month for 12 months*

*Representative Example:

If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92.

Important things to note:

-VIVA Skin Clinics is a trading name of VIVA Aesthetics Ltd and is a credit broker of Social Money Ltd t/a Payl8r.
-Credit is subject to credit worthiness and affordability assessments.
-The interest rate the patient pays is subject to credit however, to apply it DOES NOT affect your credit rating.