We are very excited to now offer patient finance with our partner, Payl8r! With Payl8r, you are able to finance treatments with a minimum spend of £500 (credit is subject to creditworthiness andaffordability assessments).
How it works:
What is Payl8r?
Payl8r lets you buy the treatments you want today without worrying about the cost.
With their flexible repayment plans, you decide when and how to pay back.
How is my affordability assessed?
If you fail a traditional credit check, rather than rejecting your application Payl8r may give you the option to submit your affordability instead. Payl8r use OpenBanking which enables you to submit a 90 day bank statement to support your application.
What’s the cost of Payl8r?
Interest rates range from 1% – 6% per month. Application fees will apply.
*Interest rates will vary subject to credit
What are some examples I can take advantage of?
How can I qualify for Payl8r?
If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92.
Important things to note:
VIVA Skin Clinics is a trading name of VIVA Aesthetics Ltd and is an introducer appointed representative of Social Money Ltdt/a Payl8r.
Credit is subject to credit worthiness and affordability assessments.
The interest rate the patient pays is subject to credit however, to apply it DOES NOT affect your credit rating*
*Credit file disclaimer is as follows: Any missed payments may have an impact on your credit file, and this may make it more difficult for you to obtain credit in the future.